Privacy Policy

This website is operated by Pedro Mercado, [LEGAL ENTITY / DBA PENDING], [STREET ADDRESS], [CITY, STATE ZIP]. Questions about this policy can be sent to [EMAIL ADDRESS] or [PHONE NUMBER].

Consultation requests: name, email address, telephone number, preferred session length, and a short description of the topic.

Financing inquiries: name, email address, telephone number, business name, program of interest, a short project summary, and timeline.

Sweepstakes entries: name, email address, telephone number, and state of residence.

We do not collect Social Security numbers, bank account numbers, credit card numbers, or financial statements through this website. Please do not send them through any form here.

[ANALYTICS AND COOKIE DISCLOSURE PENDING REVIEW.] If analytics or advertising technologies are added, this section will describe them, the data they collect, and how to opt out.

To respond to your inquiry, arrange a consultation, review a financing request, or administer the sweepstakes. Sweepstakes entry information is used to run the drawing and to contact the winner.

Sweepstakes entry records are kept separate from financing and advisory records. Entering the sweepstakes has no effect on any financing review, and applying for financing has no effect on the drawing.

We do not sell personal information. Information may be shared with service providers who operate this website, our scheduling and payment providers, and professional advisors, in each case only as needed to perform the service. Information may also be disclosed where required by law. [SERVICE PROVIDER LIST PENDING REVIEW.]

Applications requiring sensitive financial information are completed inside a separate, access-controlled portal. That portal has its own privacy terms, which are presented before any information is submitted. [PORTAL PROVIDER AND TERMS PENDING.]

Inquiry and entry records are kept for the period required to complete the request and to satisfy applicable recordkeeping obligations. [RETENTION PERIODS PENDING REVIEW.]

Depending on your state of residence, you may have the right to request access to, correction of, or deletion of the information we hold about you. Send requests to the email or address above. [STATE-SPECIFIC RIGHTS DISCLOSURES PENDING REVIEW.]

We will post any changes to this policy on this page and update the effective date below.

Effective date: [EFFECTIVE DATE].