Financing
Four programs, each reviewed on its own terms.
I look at the work being financed, the people doing it, and the source of repayment. Every program below is reviewed case by case.
Construction and project financing
- Funding structured around a defined scope of work and a draw schedule.
- Reviewed against plans, permits, budget, and contractor history.
- Disbursed in stages as documented work is completed and verified.
Typical use case: a contractor carrying material and labor costs between milestone payments on a commercial build-out.
Vehicle financing
- Financing for work vehicles, fleet additions, and replacement units.
- Reviewed against the vehicle, its intended use, and business record.
- Structured for single units or small fleets acquired over time.
Typical use case: a service company adding a second van to meet routes it already has under contract.
Short-term business capital
- Working capital for a defined, near-term business need.
- Reviewed against operating history, receivables, and repayment source.
- Sized to the specific gap, not to the maximum a business could carry.
Typical use case: a supplier covering an inventory purchase ahead of a seasonal order already placed.
Personal financial planning support
- Advisory work on household budgeting, debt sequencing, and savings.
- Delivered through scheduled consultations, not a product application.
- Coordinated with your tax preparer or attorney where that is useful.
Typical use case: a household deciding the order in which to retire several balances while keeping a reserve intact.
PlaceholderRates, terms, fees, and eligibility criteria
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